Current Best Mortgage Rates in Quincy, MA

If you, along with many other potential homeowners, have been enticed by dropping mortgage rates and are planning on financing your first home, now might actually be the perfect time. Keep in mind, just because average Quincy mortgage rates are at their lowest doesn’t mean every lender will be offering an affordable financing option. In order to lower the overall expense of your home purchase as much as possible, it’s recommended you research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Quincy, MA with a great rate for you. Below is a list of the best mortgage rates in Quincy across a host of loan types.

Quincy Banks and Credit Unions with Lowest Mortgage Rates

Top Quincy 15-Year Fixed Mortgage Rates

• Salem Five Cents Savings Bank: 3.25%
• • Orig. Fees: $494.500
  • Points: 1.38


• Quicken Loans Inc: 3.25%
• • No Orig. Fees
  • Points: 1.75


• Bank of America, National Association: 3.25%
• • No Orig. Fees
  • Points: 1.13

Best 30-Year Fixed Mortgage Rates in Quincy

• Salem Five Cents Savings Bank: 3.88%
• • Orig. Fees: $494.500
  • Points: 2.25


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• Eastern Bank: 4.13%
• • No Orig. Fees
  • Points: 0

Lowest Quincy 3/1 ARM Mortgage Rates

• Sovereign Bank: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• RBS Citizens, National Association: 3%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Rockland Trust Company: 3.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Quincy

• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1
  • Caps: 2% per Adjustment Period


• Sovereign Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• RBS Citizens, National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you confirm these interest rates with the lender before applying. Mortgage rates are accurate as of November 1, 2011, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Quincy mortgage rate.